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The Down Payment Assistance Program (DPAP) aims to provide financial support to eligible first-time homebuyers, helping them overcome the initial hurdle of making a substantial down payment when purchasing their first home.

Eligibility Criteria:To qualify for DPAP, applicants must meet the following criteria:

1. Must be a first-time homebuyer, defined as an individual who has not owned a primary residence within the past three years.
2. Must meet income eligibility requirements based on household size and area median income (AMI) guidelines.
3. Must complete a homebuyer education course approved by the program.
4. Must have a minimum credit score of [minimum credit score requirement].
5. Must meet any additional eligibility criteria specified by the program.